Physician & Resident Loans

We understand the needs of physicians and residents. That's why ACCESSbank has created a loan program with a low interest rate that allows all the benefits of home ownership now, based on future potential. Would you like to move in before your official start date? No other loan has all these benefits and still provides great rates!

Financing up to 100% of the purchase price for loan amounts up to $350,000 for residents and $1,000,000 for physicians.

1% Origination Fee

No private mortgage insurance (PMI) - lower monthly payments

No prepayment penalty

Exclusion of student loan debt for qualifying purposes

Auto payment out of an ACCESSbank account is required. Restrictions apply: 1-4 unit primary residence only. Full appraisal required. Borrower must have a letter of post graduate medical training stating the start date and salary income. Letter must be signed by the program administrator and have a signed acceptance by the borrower. Subject to credit underwriting and approval . Offer does not guarantee approval.